Damage Assessment
We can accurately assess and document damage at your property to ensure everything is covered in your insurance claim.
Service
Insurance Claims With Manning roofing
Frustrated by navigating the complexities of insurance claims after your home has been damaged? We've got you covered. Our experience dealing with insurance companies daily translates to smooth claims processing for you. With our documentation support, you'll get through this hurdle quickly and confidently.
Why Choose Us?
Insurance Claims Made Stress-Free
Don't let insurance claims overwhelm you. Our Storm Team will conduct an inspection of your property, document the damge, and meet with you Insurance Adjuster on site to identify what needs to be repaired. We deal with all Insurance Companies and our Storm Team has great relationships with Insurance Adjusters. Our dedicated team ensures a smooth, stress-free experience.
What to Expect During the Claims Process
Initial damage Inspection
One of our project managers will come out and perform a damage assesment to determine specifically what building materials are damaged, the extent of your damages, and a resonable method of repair. From there we will create an estimate.
Comparative Analysis
Once you insurance carrier's estimate has been received, we will compare estimates for any damage that was overlooked or incorrectly measured. This ensures all damage is documented and not overlooked. This process typically takes 1-2 weeks to complete depending on schedules and your carrier's availability.
Schedule The Repair Work
Once your insurance carrier has agreed to repair all of your damages, we can schedule the work. Upon completion, we will perform a final walkthrough to confirm that the work is completed per our agreement. Once final payment has been received, we will issue your warranty certificate.
Additional Considerations
Timeline Expectations
The timeline of any given project can vary depending on a multitude of factors such as: authorizing a proper method of repair, misjudging the damage, or denial for compensation to meet building codes. You can expect for this process to take 1-2 weeks.
Maintaining Open Communication
By maintaining an open line of communication between your claims adjuster and general contractor, you can help to expedite the process of getting your home repaired. This also keeps you in the loop concerning what stage of the process you are in and what is next to come.
Denied Claims
In the event that you had a claim denied, we can help you through that process as well. This includes, re-inspections and re-adjustments to help with getting your claim bought after a denial.
Important Terms To Know
RCV
This is a benefit that you pay for in your premium and we highly recommend that all Homeowners have RCV Coverage. The benefit is "old for new!"
ACV
This is the estimated value of the property at the time of the loss. Generally, one looks at the RCV and subtracts the Depreciation (age in a %) of the damaged property.
Deductible
Your commitment to your Insurance Company. Generally, one purchases an insurance policy and receives discounted rates based on the selected deductible. This amount is owed by the PolicyHolder.
Depreciation
Depreciation refers to the diminished value of the property due to wear and tear over time (and occasionally
obsolescence)
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